Scheduled card charges
Collect instalments automatically against the agreed schedule.
PaymentOS / Card-linked instalments
One purchase.
A clear plan.
Payments in steps.
Give customers an agreed payment schedule. Give your team a more organised way to collect.
RewardlyPay automates card-linked instalments, with tools to manage scheduled charges and follow up when payments need attention.
Manage the payment lifecycle
A schedule that works.
Room to handle change.
Rescheduling
Adjust deferred payment dates when a plan needs updating.
Automatic recovery
Retry failed charges, with a payment-link fallback when retries fail.
Multiple linked cards
Link more than one card to a plan and retain a payment record trail.
Payment reminders
Keep customers informed before and after scheduled payments.
Payment flexibility
Support online and in-person payment touchpoints. Confirm available methods for your setup.
Pre-authorisation is also described in RewardlyPay’s offering. Confirm eligibility, hold duration and release rules; it is not a guarantee that future payments will succeed.
Visibility for your team
See the plan.
Know what needs attention.
The RewardlyPay interface brings instalment settings, payment schedules and status into a dashboard view.
Explore the dashboardMake the arrangement tangible
A purchase today.
A plan everyone understands.
Start with the total commitment—not just the size of the next payment.
For example, a S$1,200 purchase could be discussed as three payments of S$400. Put the dates, total payable and any additional charges in front of the customer before they agree.
Decide when the goods or services will be delivered, and what your team will do if a payment is missed.
Launch with clarity
Agree the terms.
Then configure the collection.
Bring these decisions to your instalment-payment walkthrough.
The customer agreement
Document the total payable, amounts, dates and authorisation to charge. Explain how changes and cancellations will be handled.
The commercial terms
Confirm merchant eligibility, supported cards, processing fees, settlement timing, refunds and disputes.
The exception process
Agree who follows up, how a revised schedule is approved and what happens to fulfilment while payment is outstanding.
These are planning considerations. Automated collection does not remove the risk of a declined card or unpaid balance, and does not establish an upfront funding arrangement.
Choose the right arrangement
Instalments or
a subscription?
Use a defined payment plan to discuss a particular purchase. For an ongoing service that renews, explore a subscription instead.
A clearer collection workflow
Bring your purchase scenario.
We’ll walk through the plan.
Discuss the payment schedule, customer experience and operational requirements.
Good questions
A little more clarity.
Is this an interest-free or buy-now-pay-later offer?
This page describes a card-linked collection workflow. It does not establish a loan, interest-free arrangement or third-party financing offer. Confirm the actual commercial terms before presenting a plan to customers.
Will my business receive the full purchase amount upfront?
Do not assume that scheduled collection includes upfront settlement or funding. Ask RewardlyPay to confirm when collected payments are settled to your business.
What happens if a customer’s card is declined?
Agree the retry and follow-up settings during setup, and define who handles an unpaid balance. A payment schedule does not guarantee successful collection.
Can I use the three-payment example shown here?
It is an illustration, not a preconfigured product or quotation. Confirm supported amounts, intervals, fees and customer eligibility before offering your own plan.
How should we handle changes, refunds or cancellations?
Agree the customer terms and operational workflow before launch. Confirm which actions your team can perform, what approvals are needed and how remaining payments are treated.
What should I prepare for a demonstration?
Bring a sample purchase, desired schedule, expected transaction volume and fulfilment process. Include the systems you use and your requirements for reporting, refunds and exception handling.